Your idea
Know what it takes

You’ve made something people want. Now give it a price that works for you. Start with your materials, time and everyday costs, then use the calculator to explore payment fees. A clearer first sale is a clearer start.

Get started

Every sale
Make it count

Your first order or a regular customer. A cake, a haircut or a day’s work. Start with a price and see what you keep.

Know your account's fees?
Add them for an estimate

Use the percentage and any fixed fee for your account. Check fee information.

How your sale works

  • Customer paysYour price, with the fees added.Price + feesBefore tax
  • FeesAdd your account's fees for an estimate. We never assume they are zero.Add your feesOptional estimate
  • You keepWhat is left after payment fees. Other business costs are not included.Your priceBefore other costs
  • Fees paid byFees are added to your customer's payment.Customer

Don't know your fees yet? Start with your price. Add your account's fees above when you know them to calculate the final estimates.

For planning, not a live payment quote. Estimates use the fees you enter, not published Pat pricing. Your actual account fees apply. Tax, currency conversion and payout charges are not included. Fee information · Payment terms.

Got a price? Take the next step.Start with Pat

Start with a price
Build from there

Your work has a cost

List the materials, time, delivery and other expenses behind what you sell. Include those in your pricing plan. This calculator only estimates payment fees, not your full business costs or profit.

Payment fees

Use the actual percentage and fixed fee for your account. Card, wallet and bank payment terms can differ.

Taxes and conversion

The calculator excludes tax and currency conversion. Check the actual payment quote before collecting a payment.

Available funds

A successful payment is not a guarantee that every dollar can be paid out immediately. Account status and payment terms apply.

A price you understand
A business you can build

Wherever your idea begins, knowing your numbers helps you take the next step. Explore the guides for starting out, then check Pat’s availability and applicable fees before using it for your first sale.

Explore starting guides